Attention Business Owner...
ARE YOU LOOKING TO CUT COSTS?

Its Simple To Make Your Company’s 401(K) Plan More Efficient!

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Sign up to receive a sample of what you would receive with a 401K plan review as well as a FREE guide to understanding your fiduciary Obligations.

Roughly 30% of 401(k) plan sponsors switch plan providers each year for one of the following reasons:

• High or hidden plan fees
• Lack of advisor support
• Poor plan design.

Is your firm suffering from one of these problems? If so, RTJ Financial Management provides comprehensive support to help you select a plan that meets your company’s needs. You will receive local, personalized attention and assistance on critical issues like:

Plan and Vendor Evaluation
Does a vendor's plan include a broad range of investment options? Does it offer auto service features such as auto enrollment, auto increase, or qualified default investment options (some of the provisions of the Pension Protection Act of 2006)? Are ALL costs and fees completely transparent to you and your participants?

Implementation
Is the vendor's installation process smooth and coordinated? After implementation, do they offer an effective, ongoing employee communication and education program?

Co-Fiduciary Responsibility
Plan sponsors have always had a responsibility to plan participants while traditional financial advisors have not. A strong and documented decision-making process can greatly reduce your exposure and as a Registered Investment Advisor, RTJ Financial Management fully embraces its fiduciary responsibility, acting as co-fiduciaries on your plan.

Your employees deserve a 401(k) plan that may help them improve their retirement readiness. RTJ Financial Management offers the ongoing service and support you need to make the most appropriate provider selection, as you may not have the time or expertise to manage this process alone.

For a limited time, we are offering a complimentary plan evaluation. If you would like to schedule a review, please contact me at (310) 587-3370 or email me directly at rjupille@rtjfinancial.com

And dont miss out on getting started by receiving a complimentary sample of a 401K plan review as well as a FREE guide to understanding your fiduciary Obligations.