RTJ Financial believes your finances should work for you; you should not be a slave to your finances. We assist our clients in deciding what is important to them about money. Then, we design and implement a plan based on our clients’ dreams. We meet with clients at least once a quarter to review progress and identify new challenges and opportunities. We believe negatives can be positives because they allow us to revaluate course and investigate possibilities clients have not considered before. We oversee and organize our clients’ financial paperwork. We scan all client financial documentation and statements and store them on our secure servers. Updated documents are available on-call and at quarterly meetings. We secure a positive overall picture by overseeing and providing service in five separate areas: cash flow & budgeting, taxes, insurance, investments and estate planning. We incorporate additional specialists in our practice as called for. We think you deserve the best technical expertise available but should only incur such additional costs on an as-used basis. We do not accept fees from outside sources such as mutual fund companies and insurance or mortgage brokers. We work hard; our clients work hard—they deserve advice free from conflict-of-interest.