Tax Adjustment

While we are not CPA’s, our goal is to reduce the burden of taxes wherever possible, allowing our clients to keep more of what they earn. This can be accomplished through:

• Increasing take-home pay by adjusting withholdings where appropriate.

• Exercising care in the appropriate placement of investments within taxable and tax-deferred accounts. In general, we place index and tax-managed vehicles in taxable accounts and higher turnover mutual funds and interest bearing bonds in tax-deferred accounts.

• Assist clients in determining which retirement account is appropriate for their needs, including Traditional IRA, SEP-IRA, 401(k) or Roth IRA.